Deed of Trust and Assignment of Rents 2008-0293894
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.~,8,~ AND WHEN RECORDED MAIL TO 1f JUN 02, 2008 8'00 AM
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o'~'~ CITY OF POWA Y -;7{j./ ,pN C'IEI,O CUUIIT', RECOFIC'ER", OFFICE
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DEED OF TRUST AND ASSIGNMENT OF RENTS
BY THE'DEED OF TRUST, made this 29 th day of APRIL, 2008, between SANDRA A. HARDISON, Trustee of the Sandra
A. Hardison'Trust dated July 23, 1999 and herein called Trustor, whose address is:
12732 VIA LA GARDENIA. POWAY.. CA 92064
(number and slreel) (City) (Slate) (Zip)
and Comprehensive Housing Services, Inc., a California Corporation, herein called Trustee, and POWAY REDEVELOPMENT
AGENCY herein called Beneficiary, Trustor grants, transfer, and assigns to trustee, in trust, with power of sale, that property in San
Diego County, California, described as:
LOT 32 OF RANCHO POMERADO UNITNO. 2; IN THE CITY OF POWAY, COUNTY OF SAN DIEGO, STATE:OFCALlFORNIA,
ACCORDfNG'TO MAP THEREOF NO. 7598, FILED.IN THE OFFICE OF THE COUNTY RECORDER OF SAID SAN DIEGO
COUNTY,. APRIL 11,1973.
APN No: 275-540'36-00
Trustor,also'assigns to Beneficiary all rents,.issues,and profilof said realty reserving the right to collect and use the saine eXgept
d~ring c~:mtinuance <?f'default'~ereunder and,during:continuance of such default authorizing Beneficiary to collect and enforce'the
same by any iawful means in the name of any party hereto.
for purpose of securing:
(1) Payment oflhe indebtedness' evidenced by one promissory note in the principal sum of $10:000.00
of even date herewith, payabie to Beneficiary,and'any extensions or renewals therebf: 92)the payment of any money ihat maybe
advanced by theBeneficiary..to Trustor, orhissuccessors,with interest thereon, evidenced by additional'notes (indicating they are so
secured) orby endorsement on the original note, executed by Trustor or his successor; (3) perfonmance of each agreement of Trustor
incorporated: by ,reference or contained h(3rein.
On October 25,1973, identicalfictitious Deeds oltrust were recorded in the offices of the County Recorders of the Counties of the
State of California, the first page thereof appearing in the book and at the page of the:records of the respective County Recorder as
foliows:
COUNTY Book Page COUNTY Book Page COUNTY Book Page COUNTY Page Book
Alameda 3540 89 Kings 1018 394 Placer 1528 440 Siskiyou 697 407
Alpine 18 753 Lake 743 552 Plumas 227 443 Solan6 1860 581
Amador 250 243 Lassen 271 367 Riverside 1973 139405 Sonoma 2810 975
Butte ,1870, 678 Los Angeles T8512 751 Sacramento 731025 59 Stanislaus 25'87 332
Calaveras 368 92 Madera 1176 234 San Benito 386 94 Sutter 817 182
Colusa 409 347 Marin 2736 463 San Bernardino 8294 877 Tehama 630 522
Contra Costa 7oi7 178 Mariposa 143 717 Sari Fi'ancisco B820 585 Trinity 161 393
Del Norte 174 526 M~ndocino 942 242 San Joaquin 3813 6 Tulare 3137 567
EI Dorado, 1229 .594' Merced 1940 361 San Luis,obispo 1750 491 Tuolumne 396 309'
F;r'e~sno; ~ 6227 411 Madoc 225 668 San'Mat_eo 6491 600 Ventura 4182 6~2
Glenn 565 290 Mono 160 215 Santa Barbara 2486 .1244 Yolo 1081 335
Humboldt 1213 31 Monterey 877 243 Santa Clara 0623 713 Yuba 564 163
Im~erial 1355 801 Napa' 922 96 Santa Cruz 2358 744 File No.
Inyo 205 660 Nevada 665 303 Shasta 1195 293 San Diego 73.299568
Kern 4809 2351 Oringe 10961 398 Sierra 59 439
The provisions contained in Section A, including paragraph 1 through 5, and the provisions contained in Section B, including
paragraphs 1 through-9'of said'fiCtitious Deeds,ofTrust are incorporated herein as fully'as though set forth: at length and in,full herein.
The undersigned Trustor requests that a copy of any notice of default and. any notice of sale hereunder be mailed to Trustor at the
address here in above set forth, being the address deSignated for the purpose of receiving such notice.
Lh/1/ If, /~@:vm/
SIGNATURE. SANDRA A: H IS ON SIGNATURE:
TRUSl'EE OF TIlE SANDAR A. HARDISON l'RUST
MUST ATTACH NOTARY ACKNOWLEDGMENT 0 <6 -O~
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DO NOT RECORD - Provisions incorporated from Recorded Fictitious Deed of Trust
A. -TO'PROTECT THE SECURITY-lIEREOf','TRlISTOR AGREES:
(1) To-keepsaid'.propertj" in goocLcondition and repair, preserve'therconthe buildin?;s. complete construction begun, restore damage or destruction, :lllndpJlY the cost thereof; I()
commit or permit ,no;waste,' DO violation of Jaws or covenaQt~ or conditiuns relating to use, alterations or,hnprovements; to cultivate, irrigate. fertilize, fumigate; prune, and do all
otber actswtucb the cbaracter.anc:i use of said property and the estate or, interest in ~aid property see,ured by this Deffi of Trust ma)' require to pre!ierVe this securit)'.
('Z)!:r,o pro\ide, m;lii1ta~n'and delh:er to Beuefidary fire insurance satis~lI~tory to and with lOss pay_able to Be!!eficiary. The amount collected under any fire or other insurance policy
.ma):,he appl~.ed by.:~~~ficia~y upon any indebtedness secured bere~y and in su~h order as Beneficiat)" may, determined. or, Beneficiary may release all or any part thereof to Trustor.
Sucb _applicatio,:,- or r~lease shall not cure or waive an)' default ornoilce of default hereunder or invalidate any act done pursuant to such notice,
(3)"To,llPPe~r;in and'defe,nd any action or proceeding purporting io llfTect thesecurit)' hereof or the ri'~his orpow~n: or.'Beneficiary or Trustee; and to pay all c~ts an~ elpenses,
inch:-di~(io;t of~~idence of title and attorney's ft'fi in II reasonable su~; in an)' such action or,p_roceeding in which'Beneficiat)'. or TrlL~t_ee may llppear. '
f~):'T-;'pay: '-atleast -ten da')'s:m'fore delinquency 1lI1 taxes 2nd lissti$sments'.Iffectinl1: said property, i~~I~diDg~sessmen~on appurtenant water stock; when due, all incumbr~nce,
chargeS and liens..With iriterest,on said 'property or any part thereof,\\-hich appear to b~ prior or superior h~rrtor~il ci>s'ts,'fees and Clpenses of this Trust.
, Should;!r~~or,faU,to make an)' payment or to do any act nticrein provided, then Ek>neficiary or TruStee, b~t y;itboul obligation'so to do and without notice to or demand upon j -
Trustor and \\-ithout releasing Trustor from any obliglltiun hereof. mllY; make or du the same in sucb manner and to such edent as either may deem necessat)' to protect the security
bereof. Beneficiary or Trustee being auth(iriu'd to enter, upon said property f~r such purposes; .Ippear in and d~rend any action or procMing purporting to affCi.'t the sCi.'urit)-' bereof
or ,tbe rights or p~n~'ers o(Benefi~iarYi ()r Trustee;, pay, _pu~chase, contest or compromise any: incumbrance, c~,arge or lien which in the judgment ~f either appears to be prior or
lu~rior he~eto; and, in exerdsingany, ~lI_ch po,,'ers; pay nec~sa_ry elpens~, employ counsel and pay his reasonable fees.
(5)' T~ p-:y>:i~m;diately and without demarld 1lI1 sums so'elpended b)' Beneficiary or Trustct', \\-ith interest from date of expenditure ~t seven percent per anii'um; and to pa)' for any
's:tateineDt~pro\ided for any law regarding the obligationS~ sCi."uret:l'h~r~by in the .Imount demanded by Beneficlary,'not elceeding the inlllimum amount permitted by lay;' at tbe time
or, the nquest thereof. ' .
~, IT ISMUTUALLY AGREED THAT
(1)' Any award of damages in connCi.'tlon with an)' condemnation for public use of or injury ofuid property or any part thereof is bereb)' assigned to Belleficiary,_wbo may apply or
relea~e sucb moneys rCi.'eived by him in the ume manner and \\-lth the ume effect as provided for disposition of proceeds of fire or other insurance.
(2),Bj' acc"eptinl1: paymenl of any.sum'secured hereby after its due date, .B:eneficillty does not wafve his 'right either to require payment when due of all otber sums so secured or to
dedare default for failure so to pay. " -. ,
(3) .At any time or fromntime to,time, without liability therefor~ and,Witbout notice,upoil written request o(Beneficial")' and presentation of this DM and said note for endorsement,
and witbout affCi.'ting the personal liability of any'person for payment oftbe indeb'tedness secured henby, Trustee maY': rewnvey and part of said property; consent to tbe making of
any map thereof; join in granting any easeinent thereon; or join iil .Ioy, agreement extending or subordinating the lien or cbange hereof.
(4)'.Upon '!ritten request of Beneficial")' stating that all sums secured_ bireby, have heen paid, and upon surrend'er of this Deed and said note to Trustee for cancellation and retention
a!1() uponcpl!-y~ent of its ,f~, Trustee shall reconvey \\-ith~ut waruoty,.tbe:property then held hereunder: The recitals in such rCi.'ooveyance of any matters or, facts shall be
co-"-e1usive pi-oofor the truthfulness thereof. The grantee in sucb rCi.'ODveyanc~ may be described as "the person or perso~ legally entitled thereto."
(5) 'iJPon,deiault-by~tr~stor in pllyment of an)' iodebtednesss~~red"her~by or ill performance of an)'agreernent_'hereu~der, Beneficial")' may dCi:lare all sums secured hereby
hnlliediately due 2nd payable b)' delivel")', to Trlistee of Written decliiatio~ of default and demand for sale and of\riitten notice of default and of election to calise said p'roperty to be
sold, ,,'hich notice TruStee shall cause to be duly filed for record. Beneficial")' also shllll deposit with'Trustee this DM, said note and Ill! documents evidencing expenditures sttured
bereby.
- Trustee shall give notice of sale as then required by law, and without demand on TrlL~tor, at least three months having elapsed after rCi.'ordation of such notice of debult,'shall'sell
-saId,properf,.'- at Ibe ii.me and place of sale fjl~d ,b)' It Insaidaoti~e of ~ale, either as a whole or in separate parcels and in sucb order as-i'---;;a):determine~ at 'public auction to the
higl1est bid~er for cash in lawful money of the United States; pay'abl~ at tin~e of sale.
Trustee may postp(ine sale of all or aflY portio.n of~~id P,~,o~rty _by,pu~~ic announcement at sucb time llnd plac~ of sale, and from time to time therellft~ may pos.~o!le such ~llI_e by
public announcement at the time fixed by the prCi.'eding postponement;, Trustee shall'deliver to such purchaser its'deed conveying the property so sold,.but witbl?~t any c()v!~a,nt ().r
warranty,'e~p;eSsed' ~~- implie~~ The recitals in such_ deed 'or'any, matters, or facts shllll be condus!ve proof oi, the. truthfulness thereof. Any person, including Trustor, Trustee, or
Beneficiary, as hereinafte'r defined, may purchase at such sale.
After deducting 'all costs, fees and elpenses of Trustee and,of tbis TrUst, including cost of evidence of title in connection with sale, Trust~shall apply the proceeds of sale to
pa)'ment DC: all sums expended under, tbe te~ms bereof, not tbenrepaid; with accrued Interest at seven percent per annum; all other, sums then secured hereby; and the remainder, if
any, to tbe person o~, persons lel1:ally entitled thereto.
(6) This-peed applies to, inures to the ~n~fit of, and bi':lds,all Pllrti'es l!ereto, their legal representative and successors in interest. The term Beneficiary shall include any future
owner .and ho!der, Ind~ding pledges, of the note secured bcreby, In thi_s Deed, whenever thl: context so requires, the masculine gender includes the feminine and/or neuter; and the
singular number inCludes tbe p,lurlll.
(7) Trustee accepts, this TruSt when this Deed, duly ~XCi.'ut~ In~ .ackn()w!edged; is made a public; rCi.'ord as, provided by law. Trustee Is not obligated to notify any party bereto of
pending sllle under any other Deed of Trust or of any action or_proceeding In which Tr1L~tor, Beneficiary or Trustee shall be a party unless brought by Trwtee.
(8) The Tr~ts cruled her~by are irrevocllble by Trustor.
(9) Beneficiat)' may substitute a successor Trustee from tiine'to'time by recording In tbe Offi~e of the :Recorder of Recorders of the CO~bty. wbere ~he ,property is, located an
instrument stating the el~tion b the Beneficiary to make sucb substitutioD,wbichinstrument!hallldentify the Deed ofTnut by recording .reference,and..by the name oCthe,original
Trustor, Trustee and Beneficiary, and shall set fortb the name and address of the new Trustee, and which instrument shall be signed by tbe Beneficiary and duly acknowledged;,
REQUEST FOR FULL RECONVEY ANCE
To be used only when note has;been paid
To:;Comorehensive'Housina Services; Irk. Trustee Date
The undersigned is.the iegal O'Mler and holder of all indebtedness secured by,this Deed o{t~ust. All sums secured by said.Deeclof Trust have. __
been'paid, find'you'are r~que!)ted,on paymentto you ~f any sums owing 'to,you,under;theiterms of said De;ed'of Trust, to cancei:all evidences of
indebte;dness, secu!~d,by sa~ci'Deed'of Trust, delivered to you herewith and to reConvey, without warranty, to the parties designated'by the terms
of said Deed of Trust, the estate now held by you under the same,
Mail Reconveyance to:
BY
BY
Do riot destroy this DCLu of Trust OR THE NOTE; which it secures,
Both must be delivercil to the Trustee for cancellation hefore n:conveyacnewill be made,
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CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT
STATE OFCA~OR~ )
COUNTY OF Jill D ) ,
b~fore me, hYtUt~tf{\) , a Notary Public, personally appeared
V1 UtLvd1.~ who proved to me on the basis of satisfactory evidence to be the
person whose name is subscribed to the within instrument and acknowledged to me that she executed the
same in her authorized capacity, and thai by her signature on the instrument the person, or'the entity upon
behalf of which the person acted, executed the instrument.
I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing
paragraph is true and correct.
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WITNESS my hand and official seal. i.~~
I ......, MIlo . CaIlfamla I
, "'1lIego.~ '
r ~ ~=.:-:~~.nJ
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Signature
Title of Document
Date of Document